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Side-by-side
Hawaiian Airlines World Elite Business Mastercard vs Chase Freedom Flex
Both are well-respected travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the Chase Freedom Flex from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Hawaiian Airlines World Elite Business Mastercard | Chase Freedom Flex |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | Not advertised | $200 cash back |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | - | $500 in 3 mo |
| Issuer | Barclays | Chase |
| Card category | travel | cashback |
| Best earning category (Airline) | 3x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
|
Read the full review
Hawaiian Airlines World Elite Business Mastercard
$99/yr ·
Read the full review
Chase Freedom Flex
$0/yr · $200 cash back
Editorial take: Chase Freedom Flex
Worth it only if you'll actually activate the rotating 5% categories every quarter. If you won't, the Freedom Unlimited earns more on everyday spend with zero effort.
Common questions
- Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or Chase Freedom Flex?
- The Chase Freedom Flex has a public bonus ($200 cash back, worth roughly $200), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
- Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the Chase Freedom Flex?
- At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Freedom Flex's, pick the one whose perks you'll actually use.
- Can I have both the Hawaiian Airlines World Elite Business Mastercard and Chase Freedom Flex?
- Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hawaiian Airlines World Elite Business Mastercard or the Chase Freedom Flex first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. Chase Freedom Flex: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.