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Hawaiian Airlines World Elite Business Mastercard vs Capital One Spark Cash
Both are well-respected travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the Capital One Spark Cash from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Spark Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($1,000 more in estimated value) than the Hawaiian Airlines World Elite Business Mastercard's. Get the Capital One Spark Cash first; revisit the Hawaiian Airlines World Elite Business Mastercard after you've earned that bonus.
| Feature | Hawaiian Airlines World Elite Business Mastercard | Capital One Spark Cash |
|---|---|---|
| Annual fee | $99 | $95 |
| Sign-up bonus | Not advertised | $1,000 cash bonus |
| Bonus value (est.) | - | $1,000 |
| Min spend to unlock bonus | - | $10,000 in 3 mo |
| Issuer | Barclays | Capital One |
| Card category | travel | business |
| Best earning category (Airline) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Hawaiian Airlines World Elite Business Mastercard
$99/yr ·
Read the full review
Capital One Spark Cash
$95/yr · $1,000 cash bonus
Editorial take: Capital One Spark Cash
Common questions
- Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or Capital One Spark Cash?
- The Capital One Spark Cash has a public bonus ($1,000 cash bonus, worth roughly $1,000), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
- Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the Capital One Spark Cash?
- At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Spark Cash's, pick the one whose perks you'll actually use.
- Can I have both the Hawaiian Airlines World Elite Business Mastercard and Capital One Spark Cash?
- Yes, since they're from different issuers (Barclays and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hawaiian Airlines World Elite Business Mastercard or the Capital One Spark Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. Capital One Spark Cash: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.