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Side-by-side

Hawaiian Airlines World Elite Business Mastercard vs BECU Business Low Rate Credit Card

Both are well-respected travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the BECU Business Low Rate Credit Card from BECU at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite Business MastercardBECU Business Low Rate Credit Card
Annual fee$99$0
Sign-up bonusNot advertisedNo welcome bonus
Bonus value (est.)-$0
Min spend to unlock bonus-$0 in 0 mo
IssuerBarclaysBECU
Card categorytravellow-interest
Best earning category (Airline)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Hawaiian Airlines World Elite Business Mastercard
      $99/yr ·
      Read the full review
      BECU Business Low Rate Credit Card
      $0/yr · No welcome bonus

      Editorial take: Hawaiian Airlines World Elite Business Mastercard

      Editorial take: BECU Business Low Rate Credit Card

      Common questions

      Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or BECU Business Low Rate Credit Card?
      The BECU Business Low Rate Credit Card has a public bonus (No welcome bonus, worth roughly $0), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
      Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the BECU Business Low Rate Credit Card?
      At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the BECU Business Low Rate Credit Card's, pick the one whose perks you'll actually use.
      Can I have both the Hawaiian Airlines World Elite Business Mastercard and BECU Business Low Rate Credit Card?
      Yes, since they're from different issuers (Barclays and BECU) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Hawaiian Airlines World Elite Business Mastercard or the BECU Business Low Rate Credit Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. BECU Business Low Rate Credit Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.