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Frontier Airlines World Mastercard vs Bilt Mastercard (legacy, Wells Fargo)

Both are travel travel cards. The Frontier Airlines World Mastercard comes from Barclays at $99/yr; the Bilt Mastercard (legacy, Wells Fargo) from Bilt / Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Frontier Airlines World Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($642 more in estimated value) than the Bilt Mastercard (legacy, Wells Fargo)'s. Get the Frontier Airlines World Mastercard first; revisit the Bilt Mastercard (legacy, Wells Fargo) after you've earned that bonus.

FeatureFrontier Airlines World MastercardBilt Mastercard (legacy, Wells Fargo)
Annual fee$99$0
Sign-up bonus60,000 milesClosed to new applicants
Bonus value (est.)$642$0
Min spend to unlock bonus$1,000 in 3 mo$0 in 0 mo
IssuerBarclaysBilt / Wells Fargo
Card categorytraveltravel
Best earning category (Airline)5x1x
Transfer partnersNonebilt
Headline benefits
    • Closed to new applicants (Wells Fargo)
    • Existing cards being migrated
    • Apply for Bilt 2.0 (Cardless) instead
    • 100k pt/yr rent cap (legacy)
    Read the full review
    Frontier Airlines World Mastercard
    $99/yr · 60,000 miles
    Read the full review
    Bilt Mastercard (legacy, Wells Fargo)
    $0/yr · Closed to new applicants

    Editorial take: Frontier Airlines World Mastercard

    Editorial take: Bilt Mastercard (legacy, Wells Fargo)

    Closed to new applicants. Bilt launched its 2.0 portfolio (Blue / Obsidian / Palladium) on February 7, 2026 with Cardless as the new issuer. Existing Wells Fargo Bilt Mastercard holders are being migrated; new applicants should apply for one of the Bilt 2.0 tiers via biltrewards.com.

    Common questions

    Which card has the bigger sign-up bonus, Frontier Airlines World Mastercard or Bilt Mastercard (legacy, Wells Fargo)?
    The Frontier Airlines World Mastercard has the bigger bonus, 60,000 miles, worth roughly $642, versus Closed to new applicants (~$0) on the Bilt Mastercard (legacy, Wells Fargo).
    Is the Frontier Airlines World Mastercard's $99 annual fee worth it compared to the Bilt Mastercard (legacy, Wells Fargo)?
    At $99/yr, the Frontier Airlines World Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bilt Mastercard (legacy, Wells Fargo)'s, pick the one whose perks you'll actually use.
    Can I have both the Frontier Airlines World Mastercard and Bilt Mastercard (legacy, Wells Fargo)?
    Yes, since they're from different issuers (Barclays and Bilt / Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Frontier Airlines World Mastercard or the Bilt Mastercard (legacy, Wells Fargo) first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Frontier Airlines World Mastercard: $1,000 spend in 3 months. Bilt Mastercard (legacy, Wells Fargo): $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.