Editorial take: AAdvantage Aviator Business Mastercard
Cleanest AA business card under $100 fee. Free bags for 5 travelers + the $30k companion cert + an easy 65k bonus. Solid for any AA-leaning small business.
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Side-by-side
AAdvantage Aviator Business Mastercard vs Bilt Mastercard
Both are well-respected travel cards. The AAdvantage Aviator Business Mastercard comes from Barclays at $95/yr; the Bilt Mastercard from Bilt / Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the AAdvantage Aviator Business Mastercard is the stronger pick today — the sign-up bonus is meaningfully larger ($910 more in estimated value) than the Bilt Mastercard's. Get the AAdvantage Aviator Business Mastercard first; revisit the Bilt Mastercard after you've earned that bonus.
| Feature | AAdvantage Aviator Business Mastercard | Bilt Mastercard |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | 65,000 miles | No public offer |
| Bonus value (est.) | $910 | $0 |
| Min spend to unlock bonus | $1,000 in 3 mo | $0 in 0 mo |
| Issuer | Barclays | Bilt / Wells Fargo |
| Card category | business | travel |
| Best earning category (American) | 2x | 1x |
| Transfer partners | aadvantage | bilt |
| Headline benefits |
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Read the full review
AAdvantage Aviator Business Mastercard
$95/yr · 65,000 miles
Read the full review
Bilt Mastercard
$0/yr · No public offer
Editorial take: Bilt Mastercard
The only card that earns points on rent with no fees. Pair it with Rent Day on the 1st of each month for bonus earning, then transfer to top partners like Hyatt at 1:1. A must-have for renters.
Common questions
- Which card has the bigger sign-up bonus, AAdvantage Aviator Business Mastercard or Bilt Mastercard?
- The AAdvantage Aviator Business Mastercard has the bigger bonus — 65,000 miles, worth roughly $910, versus No public offer (~$0) on the Bilt Mastercard.
- Is the AAdvantage Aviator Business Mastercard's $95 annual fee worth it compared to the Bilt Mastercard?
- At $95/yr, the AAdvantage Aviator Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bilt Mastercard's — pick the one whose perks you'll actually use.
- Can I have both the AAdvantage Aviator Business Mastercard and Bilt Mastercard?
- Yes, since they're from different issuers (Barclays and Bilt / Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the AAdvantage Aviator Business Mastercard or the Bilt Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. AAdvantage Aviator Business Mastercard: $1,000 spend in 3 months. Bilt Mastercard: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.