American Express Schwab Investor Card vs Frontier Airlines World Mastercard

Common questions

Which card has the bigger sign-up bonus, American Express Schwab Investor Card or Frontier Airlines World Mastercard?

The American Express Schwab Investor Card has a public bonus (10,000 Membership Rewards points, worth roughly $110), while the Frontier Airlines World Mastercard doesn't advertise one right now.

Is the American Express Schwab Investor Card's $0 annual fee worth it compared to the Frontier Airlines World Mastercard?

The American Express Schwab Investor Card has no annual fee, so the question is whether the Frontier Airlines World Mastercard's $99 fee is justified by its perks. If you'll use enough of the Frontier Airlines World Mastercard's benefits to clear $99 in value annually, it's worth it; otherwise stick with the American Express Schwab Investor Card.

Can I have both the American Express Schwab Investor Card and Frontier Airlines World Mastercard?

Yes, since they're from different issuers (American Express and Barclays) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the American Express Schwab Investor Card or the Frontier Airlines World Mastercard first?

Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Schwab Investor Card: $1,000 spend in 6 months. Frontier Airlines World Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.