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Side-by-side

Marriott Bonvoy Business American Express Card vs U.S. Bank Business Leverage Visa Signature

Both are well-respected travel cards. The Marriott Bonvoy Business American Express Card comes from American Express at $125/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Marriott Bonvoy Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,800 more in estimated value) than the U.S. Bank Business Leverage Visa Signature's. Get the Marriott Bonvoy Business American Express Card first; revisit the U.S. Bank Business Leverage Visa Signature after you've earned that bonus.

FeatureMarriott Bonvoy Business American Express CardU.S. Bank Business Leverage Visa Signature
Annual fee$125$95
Sign-up bonus150,000 points + $125 statement credit75,000 bonus points
Bonus value (est.)$1,800-
Min spend to unlock bonus$8,000 in 6 mo$7,500 in 4 mo
IssuerAmerican ExpressU.S. Bank
Card categoryhotelbusiness
Best earning category (Marriott)6x1x
Transfer partnersNoneNone
Headline benefits
  • Annual 35k Free Night Award
  • 15 elite nights/year
  • 6x at Marriott
  • Silver status
    Read the full review
    Marriott Bonvoy Business American Express Card
    $125/yr · 150,000 points + $125 statement credit
    Read the full review
    U.S. Bank Business Leverage Visa Signature
    $95/yr · 75,000 bonus points

    Editorial take: Marriott Bonvoy Business American Express Card

    The Marriott business card pulls its weight on the annual Free Night cert alone, a 35k cat-property is routinely $250-400/night cash. Add 15 elite night credits and the dining stipend and the $125 fee is easy.

    Editorial take: U.S. Bank Business Leverage Visa Signature

    Common questions

    Which card has the bigger sign-up bonus, Marriott Bonvoy Business American Express Card or U.S. Bank Business Leverage Visa Signature?
    The Marriott Bonvoy Business American Express Card has a public bonus (150,000 points + $125 statement credit, worth roughly $1,800), while the U.S. Bank Business Leverage Visa Signature doesn't advertise one right now.
    Is the Marriott Bonvoy Business American Express Card's $125 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
    At $125/yr, the Marriott Bonvoy Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Leverage Visa Signature's, pick the one whose perks you'll actually use.
    Can I have both the Marriott Bonvoy Business American Express Card and U.S. Bank Business Leverage Visa Signature?
    Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Marriott Bonvoy Business American Express Card or the U.S. Bank Business Leverage Visa Signature first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Business American Express Card: $8,000 spend in 6 months. U.S. Bank Business Leverage Visa Signature: $7,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.