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Side-by-side

Marriott Bonvoy Business American Express Card vs Discover it Miles

Both are well-respected travel cards. The Marriott Bonvoy Business American Express Card comes from American Express at $125/yr; the Discover it Miles from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Marriott Bonvoy Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,350 more in estimated value) than the Discover it Miles's. Get the Marriott Bonvoy Business American Express Card first; revisit the Discover it Miles after you've earned that bonus.

FeatureMarriott Bonvoy Business American Express CardDiscover it Miles
Annual fee$125$0
Sign-up bonus150,000 points + $125 statement creditUnlimited Miles Match (entire first-year miles doubled)
Bonus value (est.)$1,800$450
Min spend to unlock bonus$8,000 in 6 mo$0 in 12 mo
IssuerAmerican ExpressDiscover
Card categoryhoteltravel
Best earning category (Marriott)6x1x
Transfer partnersNoneNone
Headline benefits
  • Annual 35k Free Night Award
  • 15 elite nights/year
  • 6x at Marriott
  • Silver status
  • 1.5x everywhere
  • First-year match = 3x
  • No annual fee
  • No foreign tx fees
Read the full review
Marriott Bonvoy Business American Express Card
$125/yr · 150,000 points + $125 statement credit
Read the full review
Discover it Miles
$0/yr · Unlimited Miles Match (entire first-year miles doubled)

Editorial take: Marriott Bonvoy Business American Express Card

The Marriott business card pulls its weight on the annual Free Night cert alone, a 35k cat-property is routinely $250-400/night cash. Add 15 elite night credits and the dining stipend and the $125 fee is easy.

Editorial take: Discover it Miles

A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.

Common questions

Which card has the bigger sign-up bonus, Marriott Bonvoy Business American Express Card or Discover it Miles?
The Marriott Bonvoy Business American Express Card has the bigger bonus, 150,000 points + $125 statement credit, worth roughly $1,800, versus Unlimited Miles Match (entire first-year miles doubled) (~$450) on the Discover it Miles.
Is the Marriott Bonvoy Business American Express Card's $125 annual fee worth it compared to the Discover it Miles?
At $125/yr, the Marriott Bonvoy Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Miles's, pick the one whose perks you'll actually use.
Can I have both the Marriott Bonvoy Business American Express Card and Discover it Miles?
Yes, since they're from different issuers (American Express and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Marriott Bonvoy Business American Express Card or the Discover it Miles first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Business American Express Card: $8,000 spend in 6 months. Discover it Miles: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.