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Marriott Bonvoy Business American Express Card vs Chase Ink Business Preferred

Both are well-respected travel cards. The Marriott Bonvoy Business American Express Card comes from American Express at $125/yr; the Chase Ink Business Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureMarriott Bonvoy Business American Express CardChase Ink Business Preferred
Annual fee$125$95
Sign-up bonus3 free nights100,000 points
Bonus value (est.)$1,500$2,000
Min spend to unlock bonus$6,000 in 6 mo$8,000 in 3 mo
IssuerAmerican ExpressChase
Card categoryhotelbusiness
Best earning category (Marriott)6x1x
Transfer partnersmarriott-bonvoychase-ur
Headline benefits
  • Annual 35k Free Night Award
  • 15 elite nights/year
  • 6x at Marriott
  • Silver status
  • 100,000 point sign-up bonus
  • 3x on travel, shipping & advertising
  • Cell phone protection
  • Transfer to UR partners
Read the full review
Marriott Bonvoy Business American Express Card
$125/yr · 3 free nights
Read the full review
Chase Ink Business Preferred
$95/yr · 100,000 points

Editorial take: Marriott Bonvoy Business American Express Card

The Marriott business card pulls its weight on the annual Free Night cert alone — a 35k cat-property is routinely $250-400/night cash. Add 15 elite night credits and the dining stipend and the $125 fee is easy.

Editorial take: Chase Ink Business Preferred

The business version of Sapphire Preferred with one of the highest sign-up bonuses around. 3x on shipping, travel, and advertising plus full UR transfer access. A no-brainer for business owners.

Common questions

Which card has the bigger sign-up bonus, Marriott Bonvoy Business American Express Card or Chase Ink Business Preferred?
The Chase Ink Business Preferred has the bigger bonus — 100,000 points, worth roughly $2,000, versus 3 free nights (~$1,500) on the Marriott Bonvoy Business American Express Card.
Is the Marriott Bonvoy Business American Express Card's $125 annual fee worth it compared to the Chase Ink Business Preferred?
At $125/yr, the Marriott Bonvoy Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Preferred's — pick the one whose perks you'll actually use.
Can I have both the Marriott Bonvoy Business American Express Card and Chase Ink Business Preferred?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Marriott Bonvoy Business American Express Card or the Chase Ink Business Preferred first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Business American Express Card: $6,000 spend in 6 months. Chase Ink Business Preferred: $8,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.