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Side-by-side

Marriott Bonvoy Business American Express Card vs Chase Ink Business Cash

Both are well-respected travel cards. The Marriott Bonvoy Business American Express Card comes from American Express at $125/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Marriott Bonvoy Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,050 more in estimated value) than the Chase Ink Business Cash's. Get the Marriott Bonvoy Business American Express Card first; revisit the Chase Ink Business Cash after you've earned that bonus.

FeatureMarriott Bonvoy Business American Express CardChase Ink Business Cash
Annual fee$125$0
Sign-up bonus150,000 points + $125 statement credit$750 bonus cash back
Bonus value (est.)$1,800$750
Min spend to unlock bonus$8,000 in 6 mo$6,000 in 3 mo
IssuerAmerican ExpressChase
Card categoryhotelbusiness
Best earning category (Marriott)6x1x
Transfer partnersNonechase-ur
Headline benefits
  • Annual 35k Free Night Award
  • 15 elite nights/year
  • 6x at Marriott
  • Silver status
  • 5% office + internet/phone
  • $750 SUB ($900 elevated ended Nov 2025)
  • No annual fee
  • Converts to UR points
Read the full review
Marriott Bonvoy Business American Express Card
$125/yr · 150,000 points + $125 statement credit
Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back

Editorial take: Marriott Bonvoy Business American Express Card

The Marriott business card pulls its weight on the annual Free Night cert alone, a 35k cat-property is routinely $250-400/night cash. Add 15 elite night credits and the dining stipend and the $125 fee is easy.

Editorial take: Chase Ink Business Cash

Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.

Common questions

Which card has the bigger sign-up bonus, Marriott Bonvoy Business American Express Card or Chase Ink Business Cash?
The Marriott Bonvoy Business American Express Card has the bigger bonus, 150,000 points + $125 statement credit, worth roughly $1,800, versus $750 bonus cash back (~$750) on the Chase Ink Business Cash.
Is the Marriott Bonvoy Business American Express Card's $125 annual fee worth it compared to the Chase Ink Business Cash?
At $125/yr, the Marriott Bonvoy Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Cash's, pick the one whose perks you'll actually use.
Can I have both the Marriott Bonvoy Business American Express Card and Chase Ink Business Cash?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Marriott Bonvoy Business American Express Card or the Chase Ink Business Cash first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Business American Express Card: $8,000 spend in 6 months. Chase Ink Business Cash: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.