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Side-by-side

Marriott Bonvoy Business American Express Card vs TAP Miles and Go American Express Card

Both are well-respected travel cards. The Marriott Bonvoy Business American Express Card comes from American Express at $125/yr; the TAP Miles and Go American Express Card from Cardless at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Marriott Bonvoy Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,800 more in estimated value) than the TAP Miles and Go American Express Card's. Get the Marriott Bonvoy Business American Express Card first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.

FeatureMarriott Bonvoy Business American Express CardTAP Miles and Go American Express Card
Annual fee$125$79
Sign-up bonus150,000 points + $125 statement credit40,000 bonus miles
Bonus value (est.)$1,800-
Min spend to unlock bonus$8,000 in 6 mo$2,500 in 3 mo
IssuerAmerican ExpressCardless
Card categoryhotelairline
Best earning category (Marriott)6x1x
Transfer partnersNoneNone
Headline benefits
  • Annual 35k Free Night Award
  • 15 elite nights/year
  • 6x at Marriott
  • Silver status
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
Read the full review
Marriott Bonvoy Business American Express Card
$125/yr · 150,000 points + $125 statement credit
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles

Editorial take: Marriott Bonvoy Business American Express Card

The Marriott business card pulls its weight on the annual Free Night cert alone, a 35k cat-property is routinely $250-400/night cash. Add 15 elite night credits and the dining stipend and the $125 fee is easy.

Editorial take: TAP Miles and Go American Express Card

The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

Common questions

Which card has the bigger sign-up bonus, Marriott Bonvoy Business American Express Card or TAP Miles and Go American Express Card?
The Marriott Bonvoy Business American Express Card has a public bonus (150,000 points + $125 statement credit, worth roughly $1,800), while the TAP Miles and Go American Express Card doesn't advertise one right now.
Is the Marriott Bonvoy Business American Express Card's $125 annual fee worth it compared to the TAP Miles and Go American Express Card?
At $125/yr, the Marriott Bonvoy Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the TAP Miles and Go American Express Card's, pick the one whose perks you'll actually use.
Can I have both the Marriott Bonvoy Business American Express Card and TAP Miles and Go American Express Card?
Yes, since they're from different issuers (American Express and Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Marriott Bonvoy Business American Express Card or the TAP Miles and Go American Express Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Business American Express Card: $8,000 spend in 6 months. TAP Miles and Go American Express Card: $2,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.