Marriott Bonvoy Business American Express Card vs BECU Cash Back Credit Card

Common questions

Which card has the bigger sign-up bonus, Marriott Bonvoy Business American Express Card or BECU Cash Back Credit Card?

The Marriott Bonvoy Business American Express Card has the bigger bonus, 150,000 points + $125 statement credit, worth roughly $1,800, versus $200 cash back after $2,000 spend in 3 months (~$200) on the BECU Cash Back Credit Card.

Is the Marriott Bonvoy Business American Express Card's $125 annual fee worth it compared to the BECU Cash Back Credit Card?

At $125/yr, the Marriott Bonvoy Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the BECU Cash Back Credit Card's, pick the one whose perks you'll actually use.

Can I have both the Marriott Bonvoy Business American Express Card and BECU Cash Back Credit Card?

Yes, since they're from different issuers (American Express and BECU) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Marriott Bonvoy Business American Express Card or the BECU Cash Back Credit Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Business American Express Card: $8,000 spend in 6 months. BECU Cash Back Credit Card: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.