Marriott Bonvoy Business American Express Card vs American Express Schwab Investor Card

Common questions

Which card has the bigger sign-up bonus, Marriott Bonvoy Business American Express Card or American Express Schwab Investor Card?

The Marriott Bonvoy Business American Express Card has the bigger bonus, 150,000 points + $125 statement credit, worth roughly $1,800, versus 10,000 Membership Rewards points (~$110) on the American Express Schwab Investor Card.

Is the Marriott Bonvoy Business American Express Card's $125 annual fee worth it compared to the American Express Schwab Investor Card?

At $125/yr, the Marriott Bonvoy Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the American Express Schwab Investor Card's, pick the one whose perks you'll actually use.

Can I have both the Marriott Bonvoy Business American Express Card and American Express Schwab Investor Card?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Marriott Bonvoy Business American Express Card or the American Express Schwab Investor Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Business American Express Card: $8,000 spend in 6 months. American Express Schwab Investor Card: $1,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.