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Side-by-side

Hilton Honors Surpass vs Rho Corporate Card

Both are well-respected travel cards. The Hilton Honors Surpass comes from American Express at $150/yr; the Rho Corporate Card from Rho at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHilton Honors SurpassRho Corporate Card
Annual fee$150$0
Sign-up bonus130,000 Hilton Honors Bonus PointsNone
Bonus value (est.)-$0
Min spend to unlock bonus$3,000 in 6 mo$0 in 0 mo
IssuerAmerican ExpressRho
Card categoryhotel
Transfer partnersNoneNone
Headline benefits
  • Automatic Gold status
  • Free weekend night
  • $200 Hilton credit/year
  • 12x at Hilton
    Read the full review
    Hilton Honors Surpass
    $150/yr · 130,000 Hilton Honors Bonus Points
    Read the full review
    Rho Corporate Card
    $0/yr · None

    Editorial take: Hilton Honors Surpass

    The sweet spot in the Hilton lineup. Gold status gets you free breakfast worth $30-50 per stay, and the free weekend night after spend typically covers a $300+ stay.

    Editorial take: Rho Corporate Card

    Common questions

    Which card has the bigger sign-up bonus, Hilton Honors Surpass or Rho Corporate Card?
    The Rho Corporate Card has a public bonus (None, worth roughly $0), while the Hilton Honors Surpass doesn't advertise one right now.
    Is the Hilton Honors Surpass's $150 annual fee worth it compared to the Rho Corporate Card?
    At $150/yr, the Hilton Honors Surpass is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Rho Corporate Card's, pick the one whose perks you'll actually use.
    Can I have both the Hilton Honors Surpass and Rho Corporate Card?
    Yes, since they're from different issuers (American Express and Rho) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Hilton Honors Surpass or the Rho Corporate Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors Surpass: $3,000 spend in 6 months. Rho Corporate Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.