Hilton Honors American Express Card vs U.S. Bank Business Leverage Visa Signature

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Card or U.S. Bank Business Leverage Visa Signature?

The U.S. Bank Business Leverage Visa Signature has a public bonus (60,000 bonus points, worth roughly $600), while the Hilton Honors American Express Card doesn't advertise one right now.

Is the Hilton Honors American Express Card's $0 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?

The Hilton Honors American Express Card has no annual fee, so the question is whether the U.S. Bank Business Leverage Visa Signature's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Leverage Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Hilton Honors American Express Card.

Can I have both the Hilton Honors American Express Card and U.S. Bank Business Leverage Visa Signature?

Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Hilton Honors American Express Card or the U.S. Bank Business Leverage Visa Signature first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Card: no published min spend. U.S. Bank Business Leverage Visa Signature: $6,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.