Hilton Honors American Express Card vs Lowe's Business Rewards Card from American Express

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Card or Lowe's Business Rewards Card from American Express?

The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the Hilton Honors American Express Card doesn't advertise one right now.

Is the Hilton Honors American Express Card's $0 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?

The Hilton Honors American Express Card has no annual fee, so the question is whether the Lowe's Business Rewards Card from American Express's $0 fee is justified by its perks. If you'll use enough of the Lowe's Business Rewards Card from American Express's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Hilton Honors American Express Card.

Can I have both the Hilton Honors American Express Card and Lowe's Business Rewards Card from American Express?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Hilton Honors American Express Card or the Lowe's Business Rewards Card from American Express first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Card: no published min spend. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.