Hilton Honors American Express Card vs Costco Anywhere Visa Card by Citi
Both are well-respected travel cards. The Hilton Honors American Express Card comes from American Express at $0/yr; the Costco Anywhere Visa Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Hilton Honors American Express Card | Costco Anywhere Visa Card by Citi |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Not advertised | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | American Express | Citi |
| Card category | travel | cashback |
| Best earning category (Hilton_hotels) | 7x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Costco Anywhere Visa Card by Citi
Common questions
- Which card has the bigger sign-up bonus, Hilton Honors American Express Card or Costco Anywhere Visa Card by Citi?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Hilton Honors American Express Card's $0 annual fee worth it compared to the Costco Anywhere Visa Card by Citi?
- The Hilton Honors American Express Card has no annual fee, so the question is whether the Costco Anywhere Visa Card by Citi's $0 fee is justified by its perks. If you'll use enough of the Costco Anywhere Visa Card by Citi's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Hilton Honors American Express Card.
- Can I have both the Hilton Honors American Express Card and Costco Anywhere Visa Card by Citi?
- Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hilton Honors American Express Card or the Costco Anywhere Visa Card by Citi first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Card: no published min spend. Costco Anywhere Visa Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
