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Side-by-side
Hilton Honors American Express Card vs Chase Sapphire Reserve
Both are travel travel cards. The Hilton Honors American Express Card comes from American Express at $0/yr; the Chase Sapphire Reserve from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Sapphire Reserve is the stronger pick today, the sign-up bonus is meaningfully larger ($2,500 more in estimated value) than the Hilton Honors American Express Card's. Get the Chase Sapphire Reserve first; revisit the Hilton Honors American Express Card after you've earned that bonus.
| Feature | Hilton Honors American Express Card | Chase Sapphire Reserve |
|---|---|---|
| Annual fee | $0 | $795 |
| Sign-up bonus | Not advertised | 125,000 points |
| Bonus value (est.) | - | $2,500 |
| Min spend to unlock bonus | - | $6,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | travel | travel |
| Best earning category (Hilton_hotels) | 7x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
|
Read the full review
Hilton Honors American Express Card
$0/yr ·
Read the full review
Chase Sapphire Reserve
$795/yr · 125,000 points
Editorial take: Chase Sapphire Reserve
Recently revamped with over $3,000 in annual credits and perks. If you travel three or more times a year and live near an airport with a Sapphire lounge, this card is a smart choice.
Common questions
- Which card has the bigger sign-up bonus, Hilton Honors American Express Card or Chase Sapphire Reserve?
- The Chase Sapphire Reserve has a public bonus (125,000 points, worth roughly $2,500), while the Hilton Honors American Express Card doesn't advertise one right now.
- Is the Hilton Honors American Express Card's $0 annual fee worth it compared to the Chase Sapphire Reserve?
- The Hilton Honors American Express Card has no annual fee, so the question is whether the Chase Sapphire Reserve's $795 fee is justified by its perks. If you'll use enough of the Chase Sapphire Reserve's benefits to clear $795 in value annually, it's worth it; otherwise stick with the Hilton Honors American Express Card.
- Can I have both the Hilton Honors American Express Card and Chase Sapphire Reserve?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hilton Honors American Express Card or the Chase Sapphire Reserve first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Card: no published min spend. Chase Sapphire Reserve: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.