Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Hilton Honors American Express Card vs Capital One Venture X Business

Both are travel travel cards. The Hilton Honors American Express Card comes from American Express at $0/yr; the Capital One Venture X Business from Capital One at $395/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHilton Honors American Express CardCapital One Venture X Business
Annual fee$0$395
Sign-up bonusNot advertised150,000 bonus miles
Bonus value (est.)--
Min spend to unlock bonus-$30,000 in 3 mo
IssuerAmerican ExpressCapital One
Card categorytraveltravel
Best earning category (Hilton_hotels)7x1x
Transfer partnersNonecapital-one
Headline benefits
      Read the full review
      Hilton Honors American Express Card
      $0/yr ·
      Read the full review
      Capital One Venture X Business
      $395/yr · 150,000 bonus miles

      Editorial take: Hilton Honors American Express Card

      Editorial take: Capital One Venture X Business

      Common questions

      Which card has the bigger sign-up bonus, Hilton Honors American Express Card or Capital One Venture X Business?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Hilton Honors American Express Card's $0 annual fee worth it compared to the Capital One Venture X Business?
      The Hilton Honors American Express Card has no annual fee, so the question is whether the Capital One Venture X Business's $395 fee is justified by its perks. If you'll use enough of the Capital One Venture X Business's benefits to clear $395 in value annually, it's worth it; otherwise stick with the Hilton Honors American Express Card.
      Can I have both the Hilton Honors American Express Card and Capital One Venture X Business?
      Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Hilton Honors American Express Card or the Capital One Venture X Business first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Card: no published min spend. Capital One Venture X Business: $30,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.