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Hilton Honors American Express Card vs Bank of America Business Advantage Unlimited Cash Rewards
Both are well-respected travel cards. The Hilton Honors American Express Card comes from American Express at $0/yr; the Bank of America Business Advantage Unlimited Cash Rewards from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Hilton Honors American Express Card | Bank of America Business Advantage Unlimited Cash Rewards |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Not advertised | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | American Express | Bank of America |
| Card category | travel | business |
| Best earning category (Hilton_hotels) | 7x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Hilton Honors American Express Card
$0/yr ·
Read the full review
Bank of America Business Advantage Unlimited Cash Rewards
$0/yr ·
Editorial take: Bank of America Business Advantage Unlimited Cash Rewards
Common questions
- Which card has the bigger sign-up bonus, Hilton Honors American Express Card or Bank of America Business Advantage Unlimited Cash Rewards?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Hilton Honors American Express Card's $0 annual fee worth it compared to the Bank of America Business Advantage Unlimited Cash Rewards?
- The Hilton Honors American Express Card has no annual fee, so the question is whether the Bank of America Business Advantage Unlimited Cash Rewards's $0 fee is justified by its perks. If you'll use enough of the Bank of America Business Advantage Unlimited Cash Rewards's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Hilton Honors American Express Card.
- Can I have both the Hilton Honors American Express Card and Bank of America Business Advantage Unlimited Cash Rewards?
- Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hilton Honors American Express Card or the Bank of America Business Advantage Unlimited Cash Rewards first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Card: no published min spend. Bank of America Business Advantage Unlimited Cash Rewards: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.