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Hilton Honors American Express Business Card vs Chase Ink Business Premier

Both are well-respected travel cards. The Hilton Honors American Express Business Card comes from American Express at $195/yr; the Chase Ink Business Premier from Chase at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Premier is the stronger pick today — the sign-up bonus is meaningfully larger ($1,125 more in estimated value) than the Hilton Honors American Express Business Card's. Get the Chase Ink Business Premier first; revisit the Hilton Honors American Express Business Card after you've earned that bonus.

FeatureHilton Honors American Express Business CardChase Ink Business Premier
Annual fee$195$195
Sign-up bonus175,000 points100,000 points
Bonus value (est.)$875$2,000
Min spend to unlock bonus$8,000 in 6 mo$10,000 in 3 mo
IssuerAmerican ExpressChase
Card categoryhotelbusiness
Best earning category (Hilton)12x1x
Transfer partnershilton-honorschase-ur
Headline benefits
  • 12x at Hilton
  • Free night cert after $15k spend
  • Second free night after $60k
  • Hilton Gold status
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
Read the full review
Hilton Honors American Express Business Card
$195/yr · 175,000 points
Read the full review
Chase Ink Business Premier
$195/yr · 100,000 points

Editorial take: Hilton Honors American Express Business Card

If you stay at Hiltons, this is the underrated middle tier — the $60/quarter credit + the $15k-spend Free Night routinely cover the $195 fee, and Gold status is real value at any Hilton property.

Editorial take: Chase Ink Business Premier

Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards — perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Business Card or Chase Ink Business Premier?
The Chase Ink Business Premier has the bigger bonus — 100,000 points, worth roughly $2,000, versus 175,000 points (~$875) on the Hilton Honors American Express Business Card.
Is the Hilton Honors American Express Business Card's $195 annual fee worth it compared to the Chase Ink Business Premier?
At $195/yr, the Hilton Honors American Express Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Premier's — pick the one whose perks you'll actually use.
Can I have both the Hilton Honors American Express Business Card and Chase Ink Business Premier?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Hilton Honors American Express Business Card or the Chase Ink Business Premier first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Business Card: $8,000 spend in 6 months. Chase Ink Business Premier: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.