Hilton Honors American Express Business Card vs Capital One Venture X Business

Common questions

Which card has the bigger sign-up bonus, Hilton Honors American Express Business Card or Capital One Venture X Business?

The Hilton Honors American Express Business Card has a public bonus (130,000 points, worth roughly $650), while the Capital One Venture X Business doesn't advertise one right now.

Is the Hilton Honors American Express Business Card's $195 annual fee worth it compared to the Capital One Venture X Business?

At $195/yr, the Hilton Honors American Express Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Venture X Business's, pick the one whose perks you'll actually use.

Can I have both the Hilton Honors American Express Business Card and Capital One Venture X Business?

Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Hilton Honors American Express Business Card or the Capital One Venture X Business first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Hilton Honors American Express Business Card: $6,000 spend in 6 months. Capital One Venture X Business: $30,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.