Editorial take: American Express Gold Card
The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.
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Side-by-side
American Express Gold Card vs TAP Miles and Go American Express Card
Both are well-respected travel cards. The American Express Gold Card comes from American Express at $325/yr; the TAP Miles and Go American Express Card from Cardless at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the American Express Gold Card is the stronger pick today, the sign-up bonus is meaningfully larger ($2,000 more in estimated value) than the TAP Miles and Go American Express Card's. Get the American Express Gold Card first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.
| Feature | American Express Gold Card | TAP Miles and Go American Express Card |
|---|---|---|
| Annual fee | $325 | $79 |
| Sign-up bonus | 100,000 points | 40,000 bonus miles |
| Bonus value (est.) | $2,000 | - |
| Min spend to unlock bonus | $8,000 in 6 mo | $2,500 in 3 mo |
| Issuer | American Express | Cardless |
| Card category | travel | airline |
| Best earning category (Prepaid_hotels_amex) | 5x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
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Read the full review
American Express Gold Card
$325/yr · 100,000 points
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles
Editorial take: TAP Miles and Go American Express Card
The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.
Common questions
- Which card has the bigger sign-up bonus, American Express Gold Card or TAP Miles and Go American Express Card?
- The American Express Gold Card has a public bonus (100,000 points, worth roughly $2,000), while the TAP Miles and Go American Express Card doesn't advertise one right now.
- Is the American Express Gold Card's $325 annual fee worth it compared to the TAP Miles and Go American Express Card?
- At $325/yr, the American Express Gold Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the TAP Miles and Go American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the American Express Gold Card and TAP Miles and Go American Express Card?
- Yes, since they're from different issuers (American Express and Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Express Gold Card or the TAP Miles and Go American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Gold Card: $8,000 spend in 6 months. TAP Miles and Go American Express Card: $2,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.