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Side-by-side

American Express Gold Card vs Hawaiian Airlines World Elite Mastercard

Both are well-respected travel cards. The American Express Gold Card comes from American Express at $325/yr; the Hawaiian Airlines World Elite Mastercard from Barclays at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the American Express Gold Card is the stronger pick today, the sign-up bonus is meaningfully larger ($2,000 more in estimated value) than the Hawaiian Airlines World Elite Mastercard's. Get the American Express Gold Card first; revisit the Hawaiian Airlines World Elite Mastercard after you've earned that bonus.

FeatureAmerican Express Gold CardHawaiian Airlines World Elite Mastercard
Annual fee$325$99
Sign-up bonus100,000 points
Bonus value (est.)$2,000-
Min spend to unlock bonus$8,000 in 6 mo-
IssuerAmerican ExpressBarclays
Card categorytravelcashback
Best earning category (Prepaid_hotels_amex)5x1x
Transfer partnersamex-mrNone
Headline benefits
  • 4x on restaurants worldwide
  • 4x on U.S. supermarkets
  • $120 dining credit
  • $120 Uber Cash
    Read the full review
    American Express Gold Card
    $325/yr · 100,000 points
    Read the full review
    Hawaiian Airlines World Elite Mastercard
    $99/yr ·

    Editorial take: American Express Gold Card

    The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.

    Editorial take: Hawaiian Airlines World Elite Mastercard

    Common questions

    Which card has the bigger sign-up bonus, American Express Gold Card or Hawaiian Airlines World Elite Mastercard?
    The American Express Gold Card has a public bonus (100,000 points, worth roughly $2,000), while the Hawaiian Airlines World Elite Mastercard doesn't advertise one right now.
    Is the American Express Gold Card's $325 annual fee worth it compared to the Hawaiian Airlines World Elite Mastercard?
    At $325/yr, the American Express Gold Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Hawaiian Airlines World Elite Mastercard's, pick the one whose perks you'll actually use.
    Can I have both the American Express Gold Card and Hawaiian Airlines World Elite Mastercard?
    Yes, since they're from different issuers (American Express and Barclays) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the American Express Gold Card or the Hawaiian Airlines World Elite Mastercard first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Gold Card: $8,000 spend in 6 months. Hawaiian Airlines World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.