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Delta SkyMiles Blue American Express Card vs US Bank Triple Cash Rewards Business

Both are well-respected travel cards. The Delta SkyMiles Blue American Express Card comes from American Express at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($640 more in estimated value) than the Delta SkyMiles Blue American Express Card's. Get the US Bank Triple Cash Rewards Business first; revisit the Delta SkyMiles Blue American Express Card after you've earned that bonus.

FeatureDelta SkyMiles Blue American Express CardUS Bank Triple Cash Rewards Business
Annual fee$0$0
Sign-up bonus10,000 Delta SkyMiles$750 cash back
Bonus value (est.)$110$750
Min spend to unlock bonus$1,000 in 6 mo$6,000 in 6 mo
IssuerAmerican ExpressU.S. Bank
Card categorytravelbusiness
Best earning category (Delta)2x1x
Transfer partnersdelta-skymilesNone
Headline benefits
  • $0 annual fee
  • 2X Delta + 2X restaurants
  • 20% off Delta in-flight
  • No foreign transaction fees
    Read the full review
    Delta SkyMiles Blue American Express Card
    $0/yr · 10,000 Delta SkyMiles
    Read the full review
    US Bank Triple Cash Rewards Business
    $0/yr · $750 cash back

    Editorial take: Delta SkyMiles Blue American Express Card

    The entry-level Delta card with no annual fee. Useful for keeping SkyMiles alive at $0/year and locking in 20% off in-flight Delta purchases plus no FX fees. For anyone flying Delta even one round trip a year, the $150 Gold's first-bag-free benefit usually justifies the upgrade.

    Editorial take: US Bank Triple Cash Rewards Business

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Blue American Express Card or US Bank Triple Cash Rewards Business?
    The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus 10,000 Delta SkyMiles (~$110) on the Delta SkyMiles Blue American Express Card.
    Is the Delta SkyMiles Blue American Express Card's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
    The Delta SkyMiles Blue American Express Card has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue American Express Card.
    Can I have both the Delta SkyMiles Blue American Express Card and US Bank Triple Cash Rewards Business?
    Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Blue American Express Card or the US Bank Triple Cash Rewards Business first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue American Express Card: $1,000 spend in 6 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.