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Delta SkyMiles Blue American Express Card vs The Platinum Card from American Express Exclusively for Charles Schwab

Both are travel travel cards. The Delta SkyMiles Blue American Express Card comes from American Express at $0/yr; the The Platinum Card from American Express Exclusively for Charles Schwab from American Express at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from American Express and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The The Platinum Card from American Express Exclusively for Charles Schwab costs $695 more per year, only worth it if you'll actually use the upgraded perks.

FeatureDelta SkyMiles Blue American Express CardThe Platinum Card from American Express Exclusively for Charles Schwab
Annual fee$0$695
Sign-up bonus10,000 Delta SkyMilesUp to 80,000 Membership Rewards points
Bonus value (est.)$110$1,440
Min spend to unlock bonus$1,000 in 6 mo$8,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categorytraveltravel
Best earning category (Delta)2x1x
Transfer partnersdelta-skymilesamex-mr
Headline benefits
  • $0 annual fee
  • 2X Delta + 2X restaurants
  • 20% off Delta in-flight
  • No foreign transaction fees
  • Invest with Rewards 1.1c/pt into Schwab
  • Centurion + Priority Pass + Delta Sky Club
  • 5X flights, 5X prepaid hotels
  • $1,500+ in annual credits
Read the full review
Delta SkyMiles Blue American Express Card
$0/yr · 10,000 Delta SkyMiles
Read the full review
The Platinum Card from American Express Exclusively for Charles Schwab
$695/yr · Up to 80,000 Membership Rewards points

Editorial take: Delta SkyMiles Blue American Express Card

The entry-level Delta card with no annual fee. Useful for keeping SkyMiles alive at $0/year and locking in 20% off in-flight Delta purchases plus no FX fees. For anyone flying Delta even one round trip a year, the $150 Gold's first-bag-free benefit usually justifies the upgrade.

Editorial take: The Platinum Card from American Express Exclusively for Charles Schwab

The premium Platinum for Schwab brokerage customers. Same lounge access, FHR, and credit suite as the Personal Platinum, but the killer feature is Invest with Rewards at 1.1 cents per point cash-into-brokerage — the highest fixed-value MR redemption in the program. Best for cardholders who don't max out airline transfer partners.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Blue American Express Card or The Platinum Card from American Express Exclusively for Charles Schwab?
The The Platinum Card from American Express Exclusively for Charles Schwab has the bigger bonus, Up to 80,000 Membership Rewards points, worth roughly $1,440, versus 10,000 Delta SkyMiles (~$110) on the Delta SkyMiles Blue American Express Card.
Is the Delta SkyMiles Blue American Express Card's $0 annual fee worth it compared to the The Platinum Card from American Express Exclusively for Charles Schwab?
The Delta SkyMiles Blue American Express Card has no annual fee, so the question is whether the The Platinum Card from American Express Exclusively for Charles Schwab's $695 fee is justified by its perks. If you'll use enough of the The Platinum Card from American Express Exclusively for Charles Schwab's benefits to clear $695 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue American Express Card.
Can I have both the Delta SkyMiles Blue American Express Card and The Platinum Card from American Express Exclusively for Charles Schwab?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Blue American Express Card or the The Platinum Card from American Express Exclusively for Charles Schwab first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue American Express Card: $1,000 spend in 6 months. The Platinum Card from American Express Exclusively for Charles Schwab: $8,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.