Delta SkyMiles Blue American Express Card vs American Express Graphite Business Cash Unlimited

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Blue American Express Card or American Express Graphite Business Cash Unlimited?

The American Express Graphite Business Cash Unlimited has the bigger bonus, $1,500 cash back, worth roughly $1,500, versus 10,000 Delta SkyMiles (~$110) on the Delta SkyMiles Blue American Express Card.

Is the Delta SkyMiles Blue American Express Card's $0 annual fee worth it compared to the American Express Graphite Business Cash Unlimited?

The Delta SkyMiles Blue American Express Card has no annual fee, so the question is whether the American Express Graphite Business Cash Unlimited's $295 fee is justified by its perks. If you'll use enough of the American Express Graphite Business Cash Unlimited's benefits to clear $295 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue American Express Card.

Can I have both the Delta SkyMiles Blue American Express Card and American Express Graphite Business Cash Unlimited?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Delta SkyMiles Blue American Express Card or the American Express Graphite Business Cash Unlimited first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue American Express Card: $1,000 spend in 6 months. American Express Graphite Business Cash Unlimited: $50,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.