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Delta SkyMiles Reserve Amex vs TAP Miles and Go American Express Card

Both are well-respected travel cards. The Delta SkyMiles Reserve Amex comes from American Express at $650/yr; the TAP Miles and Go American Express Card from Cardless at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Reserve Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,100 more in estimated value) than the TAP Miles and Go American Express Card's. Get the Delta SkyMiles Reserve Amex first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.

FeatureDelta SkyMiles Reserve AmexTAP Miles and Go American Express Card
Annual fee$650$79
Sign-up bonus100,000 miles40,000 bonus miles
Bonus value (est.)$1,100-
Min spend to unlock bonus-$2,500 in 3 mo
IssuerAmerican ExpressCardless
Card categorytravelairline
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
  • SkyClub access
  • First/Comfort+ companion cert
  • 100k miles bonus
  • Centurion access
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
Read the full review
Delta SkyMiles Reserve Amex
$650/yr · 100,000 miles
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles

Editorial take: Delta SkyMiles Reserve Amex

Only worthwhile if you actually use Delta SkyClubs, the access alone is worth the fee for frequent Delta flyers. The upgraded companion cert (can be used on First/Comfort+) is a big perk over the standard Platinum version.

Editorial take: TAP Miles and Go American Express Card

The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Amex or TAP Miles and Go American Express Card?
The Delta SkyMiles Reserve Amex has a public bonus (100,000 miles, worth roughly $1,100), while the TAP Miles and Go American Express Card doesn't advertise one right now.
Is the Delta SkyMiles Reserve Amex's $650 annual fee worth it compared to the TAP Miles and Go American Express Card?
Premium cards like the Delta SkyMiles Reserve Amex ($650/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The TAP Miles and Go American Express Card at $79/yr trades some perks for a lower commitment.
Can I have both the Delta SkyMiles Reserve Amex and TAP Miles and Go American Express Card?
Yes, since they're from different issuers (American Express and Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Reserve Amex or the TAP Miles and Go American Express Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Amex: no published min spend. TAP Miles and Go American Express Card: $2,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.