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Side-by-side

Delta SkyMiles Reserve Business American Express Card vs TAP Miles and Go American Express Card

Both are airline travel cards. The Delta SkyMiles Reserve Business American Express Card comes from American Express at $650/yr; the TAP Miles and Go American Express Card from Cardless at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Reserve Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($840 more in estimated value) than the TAP Miles and Go American Express Card's. Get the Delta SkyMiles Reserve Business American Express Card first; revisit the TAP Miles and Go American Express Card after you've earned that bonus.

FeatureDelta SkyMiles Reserve Business American Express CardTAP Miles and Go American Express Card
Annual fee$650$79
Sign-up bonus70,000 miles40,000 bonus miles
Bonus value (est.)$840-
Min spend to unlock bonus$6,000 in 6 mo$2,500 in 3 mo
IssuerAmerican ExpressCardless
Card categoryairlineairline
Best earning category (Delta)3x1x
Transfer partnersNoneNone
Headline benefits
  • 15 Sky Club visits/year
  • First-class companion cert
  • $20/mo resy credit
  • MQD Headstart
  • 3x miles on TAP purchases
  • 2 Lisbon lounge passes per year
  • Free extra checked bag
  • Star Alliance redemptions
Read the full review
Delta SkyMiles Reserve Business American Express Card
$650/yr · 70,000 miles
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles

Editorial take: Delta SkyMiles Reserve Business American Express Card

Premium Delta business. Sky Club + first-class companion cert combined typically cover the fee for couples on a single trip. Stack with personal Delta Reserve only if you really want unlimited Sky Club.

Editorial take: TAP Miles and Go American Express Card

The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Business American Express Card or TAP Miles and Go American Express Card?
The Delta SkyMiles Reserve Business American Express Card has a public bonus (70,000 miles, worth roughly $840), while the TAP Miles and Go American Express Card doesn't advertise one right now.
Is the Delta SkyMiles Reserve Business American Express Card's $650 annual fee worth it compared to the TAP Miles and Go American Express Card?
Premium cards like the Delta SkyMiles Reserve Business American Express Card ($650/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The TAP Miles and Go American Express Card at $79/yr trades some perks for a lower commitment.
Can I have both the Delta SkyMiles Reserve Business American Express Card and TAP Miles and Go American Express Card?
Yes, since they're from different issuers (American Express and Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Reserve Business American Express Card or the TAP Miles and Go American Express Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Business American Express Card: $6,000 spend in 6 months. TAP Miles and Go American Express Card: $2,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.