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Side-by-side

Delta SkyMiles Reserve Business American Express Card vs Delta SkyMiles Blue American Express Card

Both are well-respected travel cards. The Delta SkyMiles Reserve Business American Express Card comes from American Express at $650/yr; the Delta SkyMiles Blue American Express Card from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Reserve Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($730 more in estimated value) than the Delta SkyMiles Blue American Express Card's. Get the Delta SkyMiles Reserve Business American Express Card first; revisit the Delta SkyMiles Blue American Express Card after you've earned that bonus.

FeatureDelta SkyMiles Reserve Business American Express CardDelta SkyMiles Blue American Express Card
Annual fee$650$0
Sign-up bonus70,000 miles10,000 Delta SkyMiles
Bonus value (est.)$840$110
Min spend to unlock bonus$6,000 in 6 mo$1,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categoryairlinetravel
Best earning category (Delta)3x2x
Transfer partnersNonedelta-skymiles
Headline benefits
  • 15 Sky Club visits/year
  • First-class companion cert
  • $20/mo resy credit
  • MQD Headstart
  • $0 annual fee
  • 2X Delta + 2X restaurants
  • 20% off Delta in-flight
  • No foreign transaction fees
Read the full review
Delta SkyMiles Reserve Business American Express Card
$650/yr · 70,000 miles
Read the full review
Delta SkyMiles Blue American Express Card
$0/yr · 10,000 Delta SkyMiles

Editorial take: Delta SkyMiles Reserve Business American Express Card

Premium Delta business. Sky Club + first-class companion cert combined typically cover the fee for couples on a single trip. Stack with personal Delta Reserve only if you really want unlimited Sky Club.

Editorial take: Delta SkyMiles Blue American Express Card

The entry-level Delta card with no annual fee. Useful for keeping SkyMiles alive at $0/year and locking in 20% off in-flight Delta purchases plus no FX fees. For anyone flying Delta even one round trip a year, the $150 Gold's first-bag-free benefit usually justifies the upgrade.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Reserve Business American Express Card or Delta SkyMiles Blue American Express Card?
The Delta SkyMiles Reserve Business American Express Card has the bigger bonus, 70,000 miles, worth roughly $840, versus 10,000 Delta SkyMiles (~$110) on the Delta SkyMiles Blue American Express Card.
Is the Delta SkyMiles Reserve Business American Express Card's $650 annual fee worth it compared to the Delta SkyMiles Blue American Express Card?
Premium cards like the Delta SkyMiles Reserve Business American Express Card ($650/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $650+ of those credits, the math works. The Delta SkyMiles Blue American Express Card at $0/yr trades some perks for a lower commitment.
Can I have both the Delta SkyMiles Reserve Business American Express Card and Delta SkyMiles Blue American Express Card?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Reserve Business American Express Card or the Delta SkyMiles Blue American Express Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Reserve Business American Express Card: $6,000 spend in 6 months. Delta SkyMiles Blue American Express Card: $1,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.