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Side-by-side

Delta SkyMiles Gold Business Amex vs Lowe's Business Rewards Card from American Express

Both are business travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from American Express and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Delta SkyMiles Gold Business Amex costs $150 more per year, only worth it if you'll actually use the upgraded perks.

FeatureDelta SkyMiles Gold Business AmexLowe's Business Rewards Card from American Express
Annual fee$150$0
Sign-up bonus60,000 bonus miles$100 statement credit
Bonus value (est.)-$100
Min spend to unlock bonus-$1,000 in 3 mo
IssuerAmerican ExpressAmerican Express
Card categorybusinessbusiness
Best earning category (Travel)2x1x
Transfer partnersNoneNone
Headline benefits
  • Free checked bag
  • $200 flight credit
  • 2x on Delta + shipping
  • First year free
    Read the full review
    Delta SkyMiles Gold Business Amex
    $150/yr · 60,000 bonus miles
    Read the full review
    Lowe's Business Rewards Card from American Express
    $0/yr · $100 statement credit

    Editorial take: Delta SkyMiles Gold Business Amex

    A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.

    Editorial take: Lowe's Business Rewards Card from American Express

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or Lowe's Business Rewards Card from American Express?
    The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
    Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
    At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Lowe's Business Rewards Card from American Express's, pick the one whose perks you'll actually use.
    Can I have both the Delta SkyMiles Gold Business Amex and Lowe's Business Rewards Card from American Express?
    Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Gold Business Amex or the Lowe's Business Rewards Card from American Express first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.