Editorial take: Delta SkyMiles Gold Business Amex
A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.
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Side-by-side
Delta SkyMiles Gold Business Amex vs United Club Business Card
Both are business travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the United Club Business Card from Chase at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the United Club Business Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,500 more in estimated value) than the Delta SkyMiles Gold Business Amex's. Get the United Club Business Card first; revisit the Delta SkyMiles Gold Business Amex after you've earned that bonus.
| Feature | Delta SkyMiles Gold Business Amex | United Club Business Card |
|---|---|---|
| Annual fee | $150 | $695 |
| Sign-up bonus | 60,000 bonus miles | 100,000 miles + 2,000 PQP |
| Bonus value (est.) | - | $1,500 |
| Min spend to unlock bonus | - | $5,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | business | business |
| Best earning category (Travel) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Read the full review
United Club Business Card
$695/yr · 100,000 miles + 2,000 PQP
Editorial take: United Club Business Card
Pure United Club access card. Cash equivalent of the lounge membership is $750+/year, so the $695 fee makes sense if you're at United hubs frequently. The 1.5x base earning is the highest catch-all rate among premium business cards.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or United Club Business Card?
- The United Club Business Card has a public bonus (100,000 miles + 2,000 PQP, worth roughly $1,500), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
- Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the United Club Business Card?
- At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Club Business Card's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Gold Business Amex and United Club Business Card?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Gold Business Amex or the United Club Business Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. United Club Business Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.