Editorial take: Delta SkyMiles Gold Business Amex
A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.
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Side-by-side
Delta SkyMiles Gold Business Amex vs Bank of America Premium Rewards
Both are well-respected travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the Bank of America Premium Rewards from Bank of America at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Delta SkyMiles Gold Business Amex | Bank of America Premium Rewards |
|---|---|---|
| Annual fee | $150 | $95 |
| Sign-up bonus | 60,000 bonus miles | Not advertised |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | American Express | Bank of America |
| Card category | business | travel |
| Best earning category (Travel) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Read the full review
Bank of America Premium Rewards
$95/yr ·
Editorial take: Bank of America Premium Rewards
Only a standout if you're a BoA Preferred Rewards member, that boost can push earnings to 2.625x on everything, 3.5x on travel and dining. Without it, Venture and Sapphire both beat it.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or Bank of America Premium Rewards?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the Bank of America Premium Rewards?
- At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bank of America Premium Rewards's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Gold Business Amex and Bank of America Premium Rewards?
- Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Gold Business Amex or the Bank of America Premium Rewards first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. Bank of America Premium Rewards: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.