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Delta SkyMiles Gold Business Amex vs Bank of America Business Advantage Customized Cash Rewards

Both are business travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the Bank of America Business Advantage Customized Cash Rewards from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Gold Business AmexBank of America Business Advantage Customized Cash Rewards
Annual fee$150$0
Sign-up bonus60,000 bonus miles
Bonus value (est.)--
Min spend to unlock bonus--
IssuerAmerican ExpressBank of America
Card categorybusinessbusiness
Best earning category (Travel)2x1x
Transfer partnersNoneNone
Headline benefits
  • Free checked bag
  • $200 flight credit
  • 2x on Delta + shipping
  • First year free
    Read the full review
    Delta SkyMiles Gold Business Amex
    $150/yr · 60,000 bonus miles
    Read the full review
    Bank of America Business Advantage Customized Cash Rewards
    $0/yr ·

    Editorial take: Delta SkyMiles Gold Business Amex

    A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.

    Editorial take: Bank of America Business Advantage Customized Cash Rewards

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or Bank of America Business Advantage Customized Cash Rewards?
    Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
    Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the Bank of America Business Advantage Customized Cash Rewards?
    At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bank of America Business Advantage Customized Cash Rewards's, pick the one whose perks you'll actually use.
    Can I have both the Delta SkyMiles Gold Business Amex and Bank of America Business Advantage Customized Cash Rewards?
    Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Gold Business Amex or the Bank of America Business Advantage Customized Cash Rewards first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. Bank of America Business Advantage Customized Cash Rewards: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.