Editorial take: Delta SkyMiles Gold Business Amex
A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.
All credit cards
Side-by-side
Delta SkyMiles Gold Business Amex vs The Platinum Card from American Express Exclusively for Charles Schwab
Both are well-respected travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the The Platinum Card from American Express Exclusively for Charles Schwab from American Express at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the The Platinum Card from American Express Exclusively for Charles Schwab is the stronger pick today, the sign-up bonus is meaningfully larger ($1,440 more in estimated value) than the Delta SkyMiles Gold Business Amex's. Get the The Platinum Card from American Express Exclusively for Charles Schwab first; revisit the Delta SkyMiles Gold Business Amex after you've earned that bonus.
| Feature | Delta SkyMiles Gold Business Amex | The Platinum Card from American Express Exclusively for Charles Schwab |
|---|---|---|
| Annual fee | $150 | $695 |
| Sign-up bonus | 60,000 bonus miles | Up to 80,000 Membership Rewards points |
| Bonus value (est.) | - | $1,440 |
| Min spend to unlock bonus | - | $8,000 in 6 mo |
| Issuer | American Express | American Express |
| Card category | business | travel |
| Best earning category (Travel) | 2x | 1x |
| Transfer partners | None | amex-mr |
| Headline benefits |
|
|
Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Read the full review
The Platinum Card from American Express Exclusively for Charles Schwab
$695/yr · Up to 80,000 Membership Rewards points
Editorial take: The Platinum Card from American Express Exclusively for Charles Schwab
The premium Platinum for Schwab brokerage customers. Same lounge access, FHR, and credit suite as the Personal Platinum, but the killer feature is Invest with Rewards at 1.1 cents per point cash-into-brokerage — the highest fixed-value MR redemption in the program. Best for cardholders who don't max out airline transfer partners.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or The Platinum Card from American Express Exclusively for Charles Schwab?
- The The Platinum Card from American Express Exclusively for Charles Schwab has a public bonus (Up to 80,000 Membership Rewards points, worth roughly $1,440), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
- Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the The Platinum Card from American Express Exclusively for Charles Schwab?
- At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the The Platinum Card from American Express Exclusively for Charles Schwab's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Gold Business Amex and The Platinum Card from American Express Exclusively for Charles Schwab?
- Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Gold Business Amex or the The Platinum Card from American Express Exclusively for Charles Schwab first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. The Platinum Card from American Express Exclusively for Charles Schwab: $8,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.