Editorial take: Delta SkyMiles Gold Business Amex
A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.
All credit cards
Side-by-side
Delta SkyMiles Gold Business Amex vs American Express Graphite Business Cash Unlimited
Both are business travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the American Express Graphite Business Cash Unlimited from American Express at $295/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from American Express and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The American Express Graphite Business Cash Unlimited costs $145 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | Delta SkyMiles Gold Business Amex | American Express Graphite Business Cash Unlimited |
|---|---|---|
| Annual fee | $150 | $295 |
| Sign-up bonus | 60,000 bonus miles | $1,500 cash back |
| Bonus value (est.) | - | $1,500 |
| Min spend to unlock bonus | - | $50,000 in 6 mo |
| Issuer | American Express | American Express |
| Card category | business | business |
| Best earning category (Travel) | 2x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Read the full review
American Express Graphite Business Cash Unlimited
$295/yr · $1,500 cash back
Editorial take: American Express Graphite Business Cash Unlimited
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or American Express Graphite Business Cash Unlimited?
- The American Express Graphite Business Cash Unlimited has a public bonus ($1,500 cash back, worth roughly $1,500), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
- Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the American Express Graphite Business Cash Unlimited?
- At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the American Express Graphite Business Cash Unlimited's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Gold Business Amex and American Express Graphite Business Cash Unlimited?
- Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Gold Business Amex or the American Express Graphite Business Cash Unlimited first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. American Express Graphite Business Cash Unlimited: $50,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.