Editorial take: Delta SkyMiles Gold Business Amex
A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.
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Side-by-side
Delta SkyMiles Gold Business Amex vs Delta SkyMiles Reserve Amex
Both are well-respected travel cards. The Delta SkyMiles Gold Business Amex comes from American Express at $150/yr; the Delta SkyMiles Reserve Amex from American Express at $650/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Reserve Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,100 more in estimated value) than the Delta SkyMiles Gold Business Amex's. Get the Delta SkyMiles Reserve Amex first; revisit the Delta SkyMiles Gold Business Amex after you've earned that bonus.
| Feature | Delta SkyMiles Gold Business Amex | Delta SkyMiles Reserve Amex |
|---|---|---|
| Annual fee | $150 | $650 |
| Sign-up bonus | 60,000 bonus miles | 100,000 miles |
| Bonus value (est.) | - | $1,100 |
| Min spend to unlock bonus | - | - |
| Issuer | American Express | American Express |
| Card category | business | travel |
| Best earning category (Travel) | 2x | 3x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Read the full review
Delta SkyMiles Reserve Amex
$650/yr · 100,000 miles
Editorial take: Delta SkyMiles Reserve Amex
Only worthwhile if you actually use Delta SkyClubs, the access alone is worth the fee for frequent Delta flyers. The upgraded companion cert (can be used on First/Comfort+) is a big perk over the standard Platinum version.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Gold Business Amex or Delta SkyMiles Reserve Amex?
- The Delta SkyMiles Reserve Amex has a public bonus (100,000 miles, worth roughly $1,100), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
- Is the Delta SkyMiles Gold Business Amex's $150 annual fee worth it compared to the Delta SkyMiles Reserve Amex?
- At $150/yr, the Delta SkyMiles Gold Business Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Reserve Amex's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Gold Business Amex and Delta SkyMiles Reserve Amex?
- Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Gold Business Amex or the Delta SkyMiles Reserve Amex first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Gold Business Amex: no published min spend. Delta SkyMiles Reserve Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.