Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Delta SkyMiles Blue Business American Express Card vs Lowe's Business Rewards Card from American Express

Both are business travel cards. The Delta SkyMiles Blue Business American Express Card comes from American Express at $0/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from American Express and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Lowe's Business Rewards Card from American Express costs $0 more per year, only worth it if you'll actually use the upgraded perks.

FeatureDelta SkyMiles Blue Business American Express CardLowe's Business Rewards Card from American Express
Annual fee$0$0
Sign-up bonus10,000 Delta SkyMiles$100 statement credit
Bonus value (est.)$110$100
Min spend to unlock bonus$1,000 in 6 mo$1,000 in 3 mo
IssuerAmerican ExpressAmerican Express
Card categorybusinessbusiness
Best earning category (Delta)2x1x
Transfer partnersdelta-skymilesNone
Headline benefits
  • $0 annual fee
  • 2X Delta + 2X restaurants
  • 20% off Delta in-flight
  • No foreign transaction fees
    Read the full review
    Delta SkyMiles Blue Business American Express Card
    $0/yr · 10,000 Delta SkyMiles
    Read the full review
    Lowe's Business Rewards Card from American Express
    $0/yr · $100 statement credit

    Editorial take: Delta SkyMiles Blue Business American Express Card

    The $0 annual fee Delta business card. Holds the SkyMiles relationship alive at zero cost and earns 2X on Delta + restaurants. For business owners flying Delta even occasionally, the $150 Gold Business's first-bag-free and 2X shipping/advertising categories usually justify the upgrade.

    Editorial take: Lowe's Business Rewards Card from American Express

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Blue Business American Express Card or Lowe's Business Rewards Card from American Express?
    The Delta SkyMiles Blue Business American Express Card has the bigger bonus, 10,000 Delta SkyMiles, worth roughly $110, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.
    Is the Delta SkyMiles Blue Business American Express Card's $0 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
    The Delta SkyMiles Blue Business American Express Card has no annual fee, so the question is whether the Lowe's Business Rewards Card from American Express's $0 fee is justified by its perks. If you'll use enough of the Lowe's Business Rewards Card from American Express's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue Business American Express Card.
    Can I have both the Delta SkyMiles Blue Business American Express Card and Lowe's Business Rewards Card from American Express?
    Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Blue Business American Express Card or the Lowe's Business Rewards Card from American Express first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue Business American Express Card: $1,000 spend in 6 months. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.