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Side-by-side

Delta SkyMiles Blue Business American Express Card vs IHG One Rewards Premier

Both are well-respected travel cards. The Delta SkyMiles Blue Business American Express Card comes from American Express at $0/yr; the IHG One Rewards Premier from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the IHG One Rewards Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($815 more in estimated value) than the Delta SkyMiles Blue Business American Express Card's. Get the IHG One Rewards Premier first; revisit the Delta SkyMiles Blue Business American Express Card after you've earned that bonus.

FeatureDelta SkyMiles Blue Business American Express CardIHG One Rewards Premier
Annual fee$0$99
Sign-up bonus10,000 Delta SkyMiles185,000 bonus points
Bonus value (est.)$110$925
Min spend to unlock bonus$1,000 in 6 mo$3,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinesshotel
Best earning category (Delta)2x1x
Transfer partnersdelta-skymilesNone
Headline benefits
  • $0 annual fee
  • 2X Delta + 2X restaurants
  • 20% off Delta in-flight
  • No foreign transaction fees
  • Free night award annually
  • Platinum Elite status
  • 4th night free on awards
  • 10x at IHG properties
Read the full review
Delta SkyMiles Blue Business American Express Card
$0/yr · 10,000 Delta SkyMiles
Read the full review
IHG One Rewards Premier
$99/yr · 185,000 bonus points

Editorial take: Delta SkyMiles Blue Business American Express Card

The $0 annual fee Delta business card. Holds the SkyMiles relationship alive at zero cost and earns 2X on Delta + restaurants. For business owners flying Delta even occasionally, the $150 Gold Business's first-bag-free and 2X shipping/advertising categories usually justify the upgrade.

Editorial take: IHG One Rewards Premier

A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Blue Business American Express Card or IHG One Rewards Premier?
The IHG One Rewards Premier has the bigger bonus, 185,000 bonus points, worth roughly $925, versus 10,000 Delta SkyMiles (~$110) on the Delta SkyMiles Blue Business American Express Card.
Is the Delta SkyMiles Blue Business American Express Card's $0 annual fee worth it compared to the IHG One Rewards Premier?
The Delta SkyMiles Blue Business American Express Card has no annual fee, so the question is whether the IHG One Rewards Premier's $99 fee is justified by its perks. If you'll use enough of the IHG One Rewards Premier's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue Business American Express Card.
Can I have both the Delta SkyMiles Blue Business American Express Card and IHG One Rewards Premier?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Blue Business American Express Card or the IHG One Rewards Premier first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue Business American Express Card: $1,000 spend in 6 months. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.