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Side-by-side

Delta SkyMiles Blue Business American Express Card vs Chase Freedom Flex

Both are well-respected travel cards. The Delta SkyMiles Blue Business American Express Card comes from American Express at $0/yr; the Chase Freedom Flex from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Blue Business American Express CardChase Freedom Flex
Annual fee$0$0
Sign-up bonus10,000 Delta SkyMiles$200 cash back
Bonus value (est.)$110$200
Min spend to unlock bonus$1,000 in 6 mo$500 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinesscashback
Best earning category (Delta)2x1x
Transfer partnersdelta-skymileschase-ur
Headline benefits
  • $0 annual fee
  • 2X Delta + 2X restaurants
  • 20% off Delta in-flight
  • No foreign transaction fees
  • 5% rotating categories
  • 3% dining + drugstores
  • No annual fee
  • Cell phone protection
Read the full review
Delta SkyMiles Blue Business American Express Card
$0/yr · 10,000 Delta SkyMiles
Read the full review
Chase Freedom Flex
$0/yr · $200 cash back

Editorial take: Delta SkyMiles Blue Business American Express Card

The $0 annual fee Delta business card. Holds the SkyMiles relationship alive at zero cost and earns 2X on Delta + restaurants. For business owners flying Delta even occasionally, the $150 Gold Business's first-bag-free and 2X shipping/advertising categories usually justify the upgrade.

Editorial take: Chase Freedom Flex

Worth it only if you'll actually activate the rotating 5% categories every quarter. If you won't, the Freedom Unlimited earns more on everyday spend with zero effort.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Blue Business American Express Card or Chase Freedom Flex?
The Chase Freedom Flex has the bigger bonus, $200 cash back, worth roughly $200, versus 10,000 Delta SkyMiles (~$110) on the Delta SkyMiles Blue Business American Express Card.
Is the Delta SkyMiles Blue Business American Express Card's $0 annual fee worth it compared to the Chase Freedom Flex?
The Delta SkyMiles Blue Business American Express Card has no annual fee, so the question is whether the Chase Freedom Flex's $0 fee is justified by its perks. If you'll use enough of the Chase Freedom Flex's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue Business American Express Card.
Can I have both the Delta SkyMiles Blue Business American Express Card and Chase Freedom Flex?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Blue Business American Express Card or the Chase Freedom Flex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue Business American Express Card: $1,000 spend in 6 months. Chase Freedom Flex: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.