Delta SkyMiles Blue Business American Express Card vs American Express Schwab Investor Card

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Blue Business American Express Card or American Express Schwab Investor Card?

The two cards offer comparable sign-up bonuses around $110. Pick based on which earning categories you actually use.

Is the Delta SkyMiles Blue Business American Express Card's $0 annual fee worth it compared to the American Express Schwab Investor Card?

The Delta SkyMiles Blue Business American Express Card has no annual fee, so the question is whether the American Express Schwab Investor Card's $0 fee is justified by its perks. If you'll use enough of the American Express Schwab Investor Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Delta SkyMiles Blue Business American Express Card.

Can I have both the Delta SkyMiles Blue Business American Express Card and American Express Schwab Investor Card?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Delta SkyMiles Blue Business American Express Card or the American Express Schwab Investor Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Blue Business American Express Card: $1,000 spend in 6 months. American Express Schwab Investor Card: $1,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.