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Side-by-side

The Business Platinum Card from Amex vs Chase Ink Business Premier

Both are business travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the Chase Ink Business Premier from Chase at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,700 more in estimated value) than the Chase Ink Business Premier's. Get the The Business Platinum Card from Amex first; revisit the Chase Ink Business Premier after you've earned that bonus.

FeatureThe Business Platinum Card from AmexChase Ink Business Premier
Annual fee$895$195
Sign-up bonus150,000 Membership Rewards points$1,000 cash back
Bonus value (est.)$2,700$1,000
Min spend to unlock bonus$20,000 in 3 mo$10,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinessbusiness
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mrNone
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • 100k bonus (one of largest)
  • 2.5x on $5k+ purchases
  • 5x Chase Travel
  • Pay-in-full (no APR)
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
Chase Ink Business Premier
$195/yr · $1,000 cash back

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: Chase Ink Business Premier

Chase's premium business card filling the gap above Ink Business Preferred. The 2.5x on large purchases is unique among UR-earning cards, perfect for businesses that drop $5k+ on equipment, software, or contractors monthly. Pay-in-full required.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or Chase Ink Business Premier?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus $1,000 cash back (~$1,000) on the Chase Ink Business Premier.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the Chase Ink Business Premier?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Chase Ink Business Premier at $195/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and Chase Ink Business Premier?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the Chase Ink Business Premier first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. Chase Ink Business Premier: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.