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Side-by-side

The Business Platinum Card from Amex vs Chase Ink Business Cash

Both are business travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,950 more in estimated value) than the Chase Ink Business Cash's. Get the The Business Platinum Card from Amex first; revisit the Chase Ink Business Cash after you've earned that bonus.

FeatureThe Business Platinum Card from AmexChase Ink Business Cash
Annual fee$895$0
Sign-up bonus150,000 Membership Rewards points$750 bonus cash back
Bonus value (est.)$2,700$750
Min spend to unlock bonus$20,000 in 3 mo$6,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinessbusiness
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mrchase-ur
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • 5% office + internet/phone
  • $750 SUB ($900 elevated ended Nov 2025)
  • No annual fee
  • Converts to UR points
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: Chase Ink Business Cash

Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or Chase Ink Business Cash?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus $750 bonus cash back (~$750) on the Chase Ink Business Cash.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the Chase Ink Business Cash?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Chase Ink Business Cash at $0/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and Chase Ink Business Cash?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the Chase Ink Business Cash first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. Chase Ink Business Cash: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.