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Side-by-side

The Business Platinum Card from Amex vs Bank of America Travel Rewards

Both are well-respected travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the Bank of America Travel Rewards from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($2,450 more in estimated value) than the Bank of America Travel Rewards's. Get the The Business Platinum Card from Amex first; revisit the Bank of America Travel Rewards after you've earned that bonus.

FeatureThe Business Platinum Card from AmexBank of America Travel Rewards
Annual fee$895$0
Sign-up bonus150,000 Membership Rewards points25,000 points
Bonus value (est.)$2,700$250
Min spend to unlock bonus$20,000 in 3 mo$1,000 in 3 mo
IssuerAmerican ExpressBank of America
Card categorybusinesstravel
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mrNone
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • 1.5x everywhere
  • No annual fee
  • No foreign tx fees
  • Preferred Rewards boost
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
Bank of America Travel Rewards
$0/yr · 25,000 points

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: Bank of America Travel Rewards

The no-fee version of Premium Rewards. Only shines with BoA's Preferred Rewards boost, otherwise the Capital One VentureOne or Wells Fargo Autograph beat it.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or Bank of America Travel Rewards?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus 25,000 points (~$250) on the Bank of America Travel Rewards.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the Bank of America Travel Rewards?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Bank of America Travel Rewards at $0/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and Bank of America Travel Rewards?
Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the Bank of America Travel Rewards first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. Bank of America Travel Rewards: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.