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Side-by-side

The Business Platinum Card from Amex vs Hilton Honors American Express Business Card

Both are well-respected travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the Hilton Honors American Express Business Card from American Express at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($2,050 more in estimated value) than the Hilton Honors American Express Business Card's. Get the The Business Platinum Card from Amex first; revisit the Hilton Honors American Express Business Card after you've earned that bonus.

FeatureThe Business Platinum Card from AmexHilton Honors American Express Business Card
Annual fee$895$195
Sign-up bonus150,000 Membership Rewards points130,000 points
Bonus value (est.)$2,700$650
Min spend to unlock bonus$20,000 in 3 mo$6,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categorybusinesshotel
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mrNone
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • 12x at Hilton
  • Free night cert after $15k spend
  • Second free night after $60k
  • Hilton Gold status
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
Hilton Honors American Express Business Card
$195/yr · 130,000 points

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: Hilton Honors American Express Business Card

If you stay at Hiltons, this is the underrated middle tier, the $60/quarter credit + the $15k-spend Free Night routinely cover the $195 fee, and Gold status is real value at any Hilton property.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or Hilton Honors American Express Business Card?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus 130,000 points (~$650) on the Hilton Honors American Express Business Card.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the Hilton Honors American Express Business Card?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Hilton Honors American Express Business Card at $195/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and Hilton Honors American Express Business Card?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the Hilton Honors American Express Business Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. Hilton Honors American Express Business Card: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.