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The Business Platinum Card from Amex vs American Express Gold Card

Both are well-respected travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the American Express Gold Card from American Express at $325/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($700 more in estimated value) than the American Express Gold Card's. Get the The Business Platinum Card from Amex first; revisit the American Express Gold Card after you've earned that bonus.

FeatureThe Business Platinum Card from AmexAmerican Express Gold Card
Annual fee$895$325
Sign-up bonus150,000 Membership Rewards points100,000 points
Bonus value (est.)$2,700$2,000
Min spend to unlock bonus$20,000 in 3 mo$8,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categorybusinesstravel
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mramex-mr
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • 4x on restaurants worldwide
  • 4x on U.S. supermarkets
  • $120 dining credit
  • $120 Uber Cash
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
American Express Gold Card
$325/yr · 100,000 points

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: American Express Gold Card

The ultimate foodie card, earning bonus points at restaurants worldwide and at U.S. supermarkets. Plus over $400 in easy-to-use statement credits make the annual fee a no-brainer.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or American Express Gold Card?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus 100,000 points (~$2,000) on the American Express Gold Card.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the American Express Gold Card?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The American Express Gold Card at $325/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and American Express Gold Card?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the American Express Gold Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. American Express Gold Card: $8,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.