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Side-by-side

The Business Platinum Card from Amex vs Delta SkyMiles Reserve Amex

Both are well-respected travel cards. The The Business Platinum Card from Amex comes from American Express at $895/yr; the Delta SkyMiles Reserve Amex from American Express at $650/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the The Business Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($1,600 more in estimated value) than the Delta SkyMiles Reserve Amex's. Get the The Business Platinum Card from Amex first; revisit the Delta SkyMiles Reserve Amex after you've earned that bonus.

FeatureThe Business Platinum Card from AmexDelta SkyMiles Reserve Amex
Annual fee$895$650
Sign-up bonus150,000 Membership Rewards points100,000 miles
Bonus value (est.)$2,700$1,100
Min spend to unlock bonus$20,000 in 3 mo-
IssuerAmerican ExpressAmerican Express
Card categorybusinesstravel
Best earning category (Flights_hotels_amextravel)5x1x
Transfer partnersamex-mrNone
Headline benefits
  • 150k MR bonus
  • $910 in shopping credits
  • Centurion lounge access
  • 35% flight rebate
  • SkyClub access
  • First/Comfort+ companion cert
  • 100k miles bonus
  • Centurion access
Read the full review
The Business Platinum Card from Amex
$895/yr · 150,000 Membership Rewards points
Read the full review
Delta SkyMiles Reserve Amex
$650/yr · 100,000 miles

Editorial take: The Business Platinum Card from Amex

Only worth it if you'll actually use the Dell, Indeed, and Adobe credits, they total $910 per year but require repeat spending at each vendor. If you do, this is the most credit-rich card on the market.

Editorial take: Delta SkyMiles Reserve Amex

Only worthwhile if you actually use Delta SkyClubs, the access alone is worth the fee for frequent Delta flyers. The upgraded companion cert (can be used on First/Comfort+) is a big perk over the standard Platinum version.

Common questions

Which card has the bigger sign-up bonus, The Business Platinum Card from Amex or Delta SkyMiles Reserve Amex?
The The Business Platinum Card from Amex has the bigger bonus, 150,000 Membership Rewards points, worth roughly $2,700, versus 100,000 miles (~$1,100) on the Delta SkyMiles Reserve Amex.
Is the The Business Platinum Card from Amex's $895 annual fee worth it compared to the Delta SkyMiles Reserve Amex?
Premium cards like the The Business Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Delta SkyMiles Reserve Amex at $650/yr trades some perks for a lower commitment.
Can I have both the The Business Platinum Card from Amex and Delta SkyMiles Reserve Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the The Business Platinum Card from Amex or the Delta SkyMiles Reserve Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. The Business Platinum Card from Amex: $20,000 spend in 3 months. Delta SkyMiles Reserve Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.