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Side-by-side

American Express Business Gold vs Nordstrom Visa Signature Card

Both are well-respected travel cards. The American Express Business Gold comes from American Express at $375/yr; the Nordstrom Visa Signature Card from TD Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the American Express Business Gold is the stronger pick today, the sign-up bonus is meaningfully larger ($1,800 more in estimated value) than the Nordstrom Visa Signature Card's. Get the American Express Business Gold first; revisit the Nordstrom Visa Signature Card after you've earned that bonus.

FeatureAmerican Express Business GoldNordstrom Visa Signature Card
Annual fee$375$0
Sign-up bonus100,000 Membership Rewards points
Bonus value (est.)$1,800-
Min spend to unlock bonus$15,000 in 3 mo-
IssuerAmerican ExpressTD Bank
Card categorybusinesscashback
Best earning category (Top_two_categories)4x1x
Transfer partnersamex-mrNone
Headline benefits
  • 4x top categories
  • $240 business credit
  • 100k MR bonus
  • Flexible categories
    Read the full review
    American Express Business Gold
    $375/yr · 100,000 Membership Rewards points
    Read the full review
    Nordstrom Visa Signature Card
    $0/yr ·

    Editorial take: American Express Business Gold

    The 4x on your top two categories each month is uniquely flexible, if your business spend varies, this auto-adapts. The credits need active use to offset the fee.

    Editorial take: Nordstrom Visa Signature Card

    Common questions

    Which card has the bigger sign-up bonus, American Express Business Gold or Nordstrom Visa Signature Card?
    The American Express Business Gold has a public bonus (100,000 Membership Rewards points, worth roughly $1,800), while the Nordstrom Visa Signature Card doesn't advertise one right now.
    Is the American Express Business Gold's $375 annual fee worth it compared to the Nordstrom Visa Signature Card?
    At $375/yr, the American Express Business Gold is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Nordstrom Visa Signature Card's, pick the one whose perks you'll actually use.
    Can I have both the American Express Business Gold and Nordstrom Visa Signature Card?
    Yes, since they're from different issuers (American Express and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the American Express Business Gold or the Nordstrom Visa Signature Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Business Gold: $15,000 spend in 3 months. Nordstrom Visa Signature Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.