American Express Business Gold vs Lowe's Business Rewards Card from American Express

Common questions

Which card has the bigger sign-up bonus, American Express Business Gold or Lowe's Business Rewards Card from American Express?

The American Express Business Gold has the bigger bonus, 100,000 Membership Rewards points, worth roughly $1,800, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.

Is the American Express Business Gold's $375 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?

At $375/yr, the American Express Business Gold is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Lowe's Business Rewards Card from American Express's, pick the one whose perks you'll actually use.

Can I have both the American Express Business Gold and Lowe's Business Rewards Card from American Express?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the American Express Business Gold or the Lowe's Business Rewards Card from American Express first?

Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Business Gold: $15,000 spend in 3 months. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.