Editorial take: American Express Business Gold
The 4x on your top two categories each month is uniquely flexible, if your business spend varies, this auto-adapts. The credits need active use to offset the fee.
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Side-by-side
American Express Business Gold vs Delta SkyMiles Gold Business Amex
Both are business travel cards. The American Express Business Gold comes from American Express at $375/yr; the Delta SkyMiles Gold Business Amex from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from American Express and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The American Express Business Gold costs $225 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | American Express Business Gold | Delta SkyMiles Gold Business Amex |
|---|---|---|
| Annual fee | $375 | $150 |
| Sign-up bonus | 100,000 Membership Rewards points | 60,000 bonus miles |
| Bonus value (est.) | $1,800 | - |
| Min spend to unlock bonus | $15,000 in 3 mo | - |
| Issuer | American Express | American Express |
| Card category | business | business |
| Best earning category (Top_two_categories) | 4x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
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Read the full review
American Express Business Gold
$375/yr · 100,000 Membership Rewards points
Read the full review
Delta SkyMiles Gold Business Amex
$150/yr · 60,000 bonus miles
Editorial take: Delta SkyMiles Gold Business Amex
A practical pick for small businesses that fly Delta. The free checked bag and priority boarding are the real perks; the 2x earning is merely okay.
Common questions
- Which card has the bigger sign-up bonus, American Express Business Gold or Delta SkyMiles Gold Business Amex?
- The American Express Business Gold has a public bonus (100,000 Membership Rewards points, worth roughly $1,800), while the Delta SkyMiles Gold Business Amex doesn't advertise one right now.
- Is the American Express Business Gold's $375 annual fee worth it compared to the Delta SkyMiles Gold Business Amex?
- At $375/yr, the American Express Business Gold is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Gold Business Amex's, pick the one whose perks you'll actually use.
- Can I have both the American Express Business Gold and Delta SkyMiles Gold Business Amex?
- Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Express Business Gold or the Delta SkyMiles Gold Business Amex first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Business Gold: $15,000 spend in 3 months. Delta SkyMiles Gold Business Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.